Mortgage Broker in Zetland
At Shield Mortgage Brokers, we're Mortgage Brokers in Zetland helping locals get a new loan or refinance their existing loan
Amir Masinovic created Shield Mortgage Brokers to help borrowers fund their dreams with the best available loans in the market. With access to over 75 of Australia’s leading home loan, commercial loan and asset finance lenders on our panel and thousands of loan options, we're sure to find something that works for you. Our panel includes all the major lenders, leading non-bank lenders, specialised commercial lenders and diverse niche lenders.
Servicing clients in Zetland, we happily serve locals by offering the convenience of online and phone meetings. All that's needed now is to reach out and book an appointment that works for you.
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Shield Mortgage Brokers in Zetland is your trusted partner for all things related to home loans and property investment. As a premier Finance & Mortgage Broker, we understand the unique property landscape of Zetland and are committed to helping our clients navigate the complexities of buying a home. With access to a vast range of loan options from banks and lenders across Australia, we ensure that you find the most suitable finance solution for your needs. Our expertise, combined with a personalised approach, means you can secure the best interest rate and loan terms to match your financial situation.
Buying a home is one of the most significant financial decisions you'll make. At Shield Mortgage Brokers, we focus on simplifying the process for you. Understanding that the application process can be daunting, we offer a streamlined application process that integrates everything from assessing your borrowing capacity to applying for a loan. This includes detailed discussions on your credit history, the desired loan amount, and your home or investment loan preferences. We inform you about crucial financial considerations, such as lenders mortgage insurance (LMI), stamp duty, and the loan to value ratio (LVR), which can influence your loan options. Whether you aim for a fixed interest rate loan or are interested in variable loan rates, our team ensures you understand the implications of each, including future loan interest rate fluctuations and the benefits of rate fluctuations.
Choosing Shield Mortgage Brokers means access to potential interest rate discounts and a clearer understanding of loan features. For instance, offset accounts can significantly reduce your loan repayments, and getting pre-approved for a loan can enhance your confidence while searching the local property market. When you apply for a loan with us, you know exactly where you stand financially. We assist you in gathering the necessary documents, like bank statements, and help in calculating loan repayments tailored to your specific circumstances. We offer guidance on both variable interest rate and fixed interest rate options, ensuring you're equipped with the knowledge to make an informed choice that aligns with your financial goals.
Investing in Zetland's vibrant property market requires local expertise, and Shield Mortgage Brokers offers just that. We understand that each client's needs are unique, whether it's an investment loan or accessing home equity to leverage property growth. Our team is adept at helping you navigate through the intricacies of loan applications, guaranteeing a smooth and hassle-free experience. From helping you get pre-approved to offering insights into the local property market trends, we ensure that every step of the process is clear and manageable. As your local Finance & Mortgage Brokers, we strive to demystify finance-related jargon and support you in making wise decisions.
Choosing the right mortgage broker makes all the difference in your buying journey, and Shield Mortgage Brokers is here to support you every step of the way. By entrusting us with your mortgage needs, you're ensuring a partnership with professionals committed to securing the terms that best fit your aspirations and financial reality. If you're considering buying a home or investing in Zetland, contact Shield Mortgage Brokers today. Let us help you navigate the local market with confidence and ease.
Exploring the variety of loan options available to locals in Zetland and nearby areas can feel overwhelming. This guide simplifies the process, helping you make informed choices suited to your financial situation.
These loans are tailored for individuals who plan to live in their Zetland property. Lenders often view this as a lower-risk option, resulting in competitive interest rates and favourable terms. This makes owner-occupied loans an excellent choice for those buying a home to live in.
With this type of loan, you pay only the interest for a set period, typically five to ten years. While this can reduce repayments during the initial term, the overall cost increases once principal repayments begin, requiring careful financial planning.
These loans combine repayments of both the principal and interest. Over time, the total debt decreases steadily, ensuring the loan is fully repaid by the end of the term. This structure provides a clear path to financial freedom.
These loans come with interest rates that change based on market trends, influencing monthly repayments and the overall cost of borrowing. While they offer flexibility, fluctuations in rates mean monthly repayments can vary.
A fixed-rate loan secures your interest rate for a specified term, typically between one and five years, ensuring consistent repayments during this period. After the fixed term, the loan usually reverts to a variable rate, which may increase or decrease depending on market conditions.
Bridging loans are designed for individuals transitioning between properties. They provide short-term funding while waiting for the sale of your current home. Though these loans often have higher interest rates and shorter terms, they are a practical solution for covering gaps in financing. Proceeds from the property sale are usually used to pay off the loan.
Understanding these loan types allows you to choose a mortgage that suits your needs and aligns with your financial goals.
I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.
Harry Jacob
I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!
Katrina M.
Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.
Aiden Tirrell
We love helping First Home Buyers and hope you keep us as part of your team of experts when you continue up the property ladder in the future. With our experience in the end-to-end process, we provide the right guidance to First Home Buyers. Enquire about joining our free mentoring program for First Home Buyers. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Shield Mortgage Brokers P/L ABN: 40 684 384 816. Credit Representative # 566400 is authorised under Australian Credit License 384704
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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