Randwick Mortgage Broker

Your Local Mortgage Broker Servicing Randwick

At Shield Mortgage Brokers, we help home buyers and investors in Randwick and across Sydney’s Eastern Suburbs secure the right home loan to match their goals. Whether you're buying your first property, refinancing to a better rate, or expanding your investment portfolio, we provide tailored advice and end-to-end support.

Randwick is a vibrant suburb known for its mix of heritage homes, proximity to the Sydney CBD, and easy access to UNSW, Prince of Wales Hospital, and Coogee Beach. With strong demand and limited housing stock, the property market remains highly competitive. That’s why being loan-ready matters. We focus on fast pre-approvals so you can move confidently when the right property becomes available.

✅ First home buyers
✅ Property investors
✅ Home loan refinancing
✅ Self-employed borrowers
✅ Low deposit loans

We’re your local mortgage experts servicing Randwick and the wider Eastern Suburbs. We're ready to help you secure the right finance quickly, with a process that puts your needs first.

Where to Start?

Our goal is to help you get pre-approved so you can negotiate with confidence, knowing exactly how much you can borrow. We start with a strategy session where we take the time to understand your property goals and personal plans. This forms the foundation for a tailored loan strategy that supports your entire financial journey. Buying a home or investment property in Randwick is a major step. With its location near the Sydney CBD, Prince of Wales Hospital, UNSW, and Coogee Beach, demand in the area remains high. Your loan should be structured to support both your short-term needs and long-term goals. That’s why we focus on building your borrowing strategy from the beginning, not leaving it to chance.

As part of this process, we will complete standard Know Your Customer (KYC) checks and assess your financial position by reviewing:

• Income statements or payslips
• Tax returns, especially if you're self-employed
• Bank account statements
• Existing loan and credit card statements

This helps us determine your borrowing power and recommend the most suitable loan options. If you're based in Randwick or surrounding suburbs, we’re happy to meet in person. Prefer to handle it online? We can complete the entire process remotely at a time that suits you.

Unlock Home Loan Benefits You Won’t Find Advertised

Working with a mortgage broker gives you access to loan options and benefits that banks don’t always promote. At Shield Mortgage Brokers, we help clients in Randwick and across Sydney’s Eastern Suburbs go beyond standard loan products to secure sharper interest rates, reduce upfront costs, and structure finance that supports long-term goals.

In tightly held suburbs like Randwick, Coogee, Maroubra, Bondi, and Kensington, rising property prices can make entering the market more difficult. We work with clients in specific professions who may qualify for more flexible lending policies. If you’re an essential services worker or hold a university degree, you may be eligible for low deposit loans without paying Lenders Mortgage Insurance (LMI). This can help you purchase sooner and save thousands.

Already own a home in Randwick or surrounding areas? We can assist with refinancing to a more competitive rate, often without the need for a full reassessment. Some lenders offer streamlined refinance options that make switching fast and straightforward.

As your broker, we compare your scenario across a panel of lenders to secure the best available deal. This often results in sharper pricing than what’s publicly advertised. Our role is to uncover these opportunities, structure your loan the right way, and guide you through a smooth and transparent process from start to finish.

About Your Local Randwick Mortgage Broker

Amir Masinovic created Shield Mortgage Brokers to help borrowers fund their dreams with the best available loans in the market. With access to over 75 of Australia’s leading home loan, commercial loan and asset finance lenders on our panel and thousands of loan options, we're sure to find something that works for you. Our panel includes all the major lenders, leading non-bank lenders, specialised commercial lenders and diverse niche lenders.

Servicing clients in Randwick and the Eastern Suburbs of Sydney, we happily serve locals by offering the convenience of online, in person and phone meetings. All that's needed now is to reach out and book an appointment that works for you.

Schedule a No Obligation Consultation

We can meet in person, online or phone, whatever works best for you.

Areas We Service in and Around Randwick

Shield Mortgage Brokers proudly services the entire Eastern Suburbs of Sydney and surrounding areas. Whether you are purchasing a home, upgrading, investing, or refinancing, we are here to help you find the right lending solution. We work with clients in the following suburbs:

Alexandria 2015, Banksmeadow 2019, Beaconsfield 2015, Bellevue Hill 2023, Bondi 2026, Bondi Beach 2026, Bondi Junction 2022, Botany 2019, Bronte 2024, Centennial Park 2021, Chifley 2036, Clovelly 2031, Coogee 2034, Darling Point 2027, Darlinghurst 2010, Dover Heights 2030, Double Bay 2028, Eastlakes 2018, Edgecliff 2027, Elizabeth Bay 2011, Hillsdale 2036, Kensington 2033, Kingsford 2032, La Perouse 2036, Little Bay 2036, Malabar 2036, Maroubra 2035, Mascot 2020, Matraville 2036, Moore Park 2021, Paddington 2021, Pagewood 2035, Phillip Bay 2036, Point Piper 2027, Potts Point 2011, Queens Park 2022, Randwick 2031, Redfern 2016, Rose Bay 2029, Rosebery 2018, Rushcutters Bay 2011, South Coogee 2034, Surry Hills 2010, Tamarama 2026, Vaucluse 2030, Watsons Bay 2030, Waverley 2024, Woollahra 2025, Zetland 2017.

Looking for a trusted mortgage broker in the Eastern Suburbs of Sydney? Contact Shield Mortgage Brokers today to discuss home loan pre-approval, refinancing, or property investment finance tailored to your needs.