Investment Loans - Finance & Mortgage Broker

Where to Start?

Buying an investment property requires planning, especially in a fast-moving market where homes sell quickly. Pre-approval helps you avoid delays, strengthen your negotiating position, and understand key factors like LVR, borrowing capacity, loan structures, and how features such as offset accounts or interest-only repayments impact cash flow and tax.

At Shield Mortgage Brokers, we assess your finances, explain your options, and structure your loan to match your investment goals. With pre-approval in place, you’re ready to act with confidence when the right property comes along.

Pre-Approval Process

Pre-approval is an essential first step in your home loan journey and where we spend the most time working with you. It’s more than just paperwork, we get to know your property goals and long-term plans to design a borrowing strategy that supports your future. As part of this stage, we’ll complete KYC checks and review key documents such as:

Payslips or income statements
Tax returns (for self-employed clients)
Bank statements
Existing loan and credit card statements

This helps us confirm your borrowing capacity and recommend suitable loan options. If you’re in Sydney, we can meet face-to-face, or manage the process online and over the phone for your convenience.

Unlock Benefits

✅ Access discounted rates and offers
✅ Tailored loan strategy to fit your needs
✅ No broker fees for majority of borrowers
✅ Ongoing loan reviews to keep you ahead
✅ Specialise in complex loan situations

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How We Make Home Loans Easier to Qualify For

We help eligible professionals access flexible lending options. If you work in essential services or hold a university qualification, you may secure a home loan with a smaller deposit and pay little or no Lenders Mortgage Insurance (LMI).

Already a homeowner? We can often refinance you to a better rate without a full reassessment, making the process simple and accessible.

Common Loan Solutions

✅ Low Deposit Loans
✅ No LMI Options
✅ Simpler Refinance Loans
✅ Low Doc Self Employed
✅ Family Trust Loans
✅ 40 year home loans
✅ SMSF

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About Your Mortgage Broker

Amir Masinovic founded Shield Mortgage Brokers to help investors achieve their goals with the best loan options available. With access to 75 lenders and thousands of home, commercial, and asset finance solutions, including major banks, non-banks, and niche specialists, we’ll find the right fit for you.

We work with clients nationwide via convenient online and phone meetings. Simply book an appointment that suits you.

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Benefits of Working with Us

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Strategic Advice, Not Just Loan Products

We go beyond rates, tailoring your loan to your financial goals. Whether buying, refinancing, or investing, we ensure your loan supports your long-term plans.

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Expertise with Complex Scenarios

We specialise in scenarios many brokers avoid. If you’re self-employed, have tax debt, need a loan through a trust or SMSF, or have a small deposit, we can help.

Mentoring Clients

With extensive property investing experience, I guide first-time buyers and investors. You’ll also gain access to trusted conveyancers, accountants, and financial planners for complete support if needed.

Our Recent Reviews

I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.

Harry Jacob

I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!

Katrina M.

Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.

Aiden Tirrell

What are the Steps to Loan Approval

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1.Strategy Discussion

Schedule a time to chat, we’ll understand your goals and advise borrowing capacity

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2. Documents Provided

Once you provide us your documents we scan the market and review your options together

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3. Application

We'll prepare the application and confirm your approvals

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4. Funding

We'll support your conveyancer/agent as required through to settlement

Still Unsure? Schedule a No Obligation Consultation

We can connect via Zoom or Phone, Whatever Works Best for You

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Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers and hope you keep us as part of your team of experts when you continue up the property ladder in the future. With our experience in the end-to-end process, we provide the right guidance to First Home Buyers. Enquire about joining our free mentoring program for First Home Buyers. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia (FBAA). They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Top Mortgage Broker Advice for Investment Loans

We have access to hundreds of investment property loan options, let us help find the right one for you. Online service Australia wide, local service Eastern Suburbs and Inner West Sydney.