Investment Loans
We have access to hundreds of Investment Loan options, let us help you with your loan
Shield Mortgage Brokers is here to support you in your journey towards building a successful property investment portfolio. Based in Sydney and serving clients across Australia, we specialise in helping you access investment loan options from banks and lenders nationwide. Whether you're buying your first investment property or expanding your property portfolio, understanding the complexities of investment loans and ownership structures can be game changing for your tax, retirement and estate plans. Our expertise ensures you get the right support at every step, especially when it comes to matching the right loan product with your preferred ownership structure eg personal name, company or trust structure.
When considering investment loan options, one of the first steps is assessing your financial situation and borrowing capacity. This involves understanding your loan to value ratio (LVR), which directly affects your eligibility for certain loan products and any potential interest rate discounts. Your credit history is another significant factor, as it influences both the loan amount you can secure and the interest terms you might be offered. Shield Mortgage Brokers can guide you in reviewing your credit report, ensuring it reflects accurately before you start the investment loan application process.
An important decision in applying for an investment loan is choosing between a variable interest rate and a fixed interest rate. A variable interest rate can offer flexibility and potential savings if the market rates decrease, while a fixed interest rate provides stability with consistent repayments, which can be beneficial for financial planning. We help you weigh these options, considering your current and future financial situations.
The application process for an investment loan can appear complex, but with our streamlined application process, we make it simpler. Calculating investment loan repayments involves understanding all associated costs, including stamp duty and any lenders mortgage insurance (LMI) that may apply if your LVR is above 80%. Providing comprehensive bank statements is crucial to demonstrate your financial health and support your application. Our team is adept at highlighting factors that could enhance your application, such as a strong credit history and stable income.
Whether you're purchasing your first investment property or adding to an existing portfolio, Shield Mortgage Brokers offers tailored solutions to meet your needs. We provide access to a broad range of investment loan options from banks and lenders across Australia, ensuring you find a product that fits seamlessly with your investment strategy and long-term goals. The property market is ever-evolving, and having a trusted partner can make all the difference in securing favourable terms.
In summary, Shield Mortgage Brokers is dedicated to helping you succeed in the property market by providing expert advice on investment loan options. From assessing your financial situation to choosing between a fixed or variable interest rate, our team ensures you are well-prepared for every aspect of the investment loan application process. Contact us today to discuss how we can assist in realising your property investment ambitions and taking advantage of current opportunities in the market.
I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.
Harry Jacob
I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!
Katrina M.
Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.
Aiden Tirrell
We love helping First Home Buyers and hope you keep us as part of your team of experts when you continue up the property ladder in the future. With our experience in the end-to-end process, we provide the right guidance to First Home Buyers. Enquire about joining our free mentoring program for First Home Buyers. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Shield Mortgage Brokers P/L ABN: 40 684 384 816. Credit Representative # 566400 is authorised under Australian Credit License 384704
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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