Home Loans - Finance & Mortgage Broker

Where to Start?

Across Australia, the property market moves fast, with homes often selling within weeks. If you are not prepared, you could miss out on the right property. Without loan pre-approval, buyers risk delays, emotional stress around borrowing power during negotiations, and challenges with terms like LVR, stamp duty, LMI, and interest rate choices.

Shield Mortgage Brokers helps you get pre-approved before you start house hunting. We review your finances, explain your options, and guide you through the process so you can make strong, confident offers when the perfect property appears.

Pre-Approval Process

Pre-approval is a crucial first step in your home loan journey and where we focus most of our time together. It’s more than ticking boxes, we take the time to understand your property goals and long-term plans so we can structure a borrowing strategy that truly supports your future. We’ll complete standard KYC checks and review key documents, including:

Payslips or income statements
Tax returns (for self-employed clients)
Bank statements
Existing loan and credit card statements

This ensures we understand your borrowing capacity and can recommend the right loan options. If you’re in Sydney, we can meet in person, otherwise handle everything online and over the phone for your convenience.

Unlock Benefits

✅ Access discounted rates and offers
✅ Tailored loan strategy to fit your needs
✅ No broker fees for majority of borrowers
✅ Ongoing loan reviews to keep you ahead
✅ Specialise in complex loan situations

Book Appointment

How We Make Home Loans Easier to Qualify For

If you are an essential services worker or a university-qualified professional looking to enter the property market, you may be able to secure a home loan with a smaller deposit and significantly reduce or even avoid the cost of Lenders Mortgage Insurance (LMI).

If you are already a homeowner, we can also help you refinance to a more competitive rate, often without the need for a full reassessment. Our goal is to make the loan process simpler and more accessible for professionals like you.

Common Loan Solutions

✅ Low Deposit Loans
✅ No LMI Options
✅ Simpler Refinance Loans
✅ First Home Loans
✅ Investor Loans
✅ Low Doc Self Employed
✅ Family Trust Loans
✅ 40 year home loans

Book Appointment

Image for common loan solutions home loans

About Your Mortgage Broker

Amir Masinovic founded Shield Mortgage Brokers to help borrowers secure the best loans to achieve their goals. With access to 75 leading lenders and thousands of home, commercial, and asset finance options, we’ll find a solution that fits your needs. Our panel includes major banks, non-bank lenders, commercial specialists, and niche providers.We work with clients across Australia, offering the convenience of online or phone appointments. Simply reach out and book a time that suits you.

Image for Amir Masinovic Shield Mortgage Brokers

Benefits of Working with Us

Strategic Advice, Not Just Loan Products

We go beyond rates, tailoring your loan to your financial goals. Whether buying, refinancing, or investing, we ensure your loan supports your long-term plans.

Expertise with Complex Scenarios

We specialise in scenarios many brokers avoid. If you’re self-employed, have tax debt, need a loan through a trust or SMSF, or have a small deposit, we can help.

Mentoring Clients

With extensive property investing experience, I guide first-time buyers and investors. You’ll also gain access to trusted conveyancers, accountants, and financial planners for complete support if needed.

Our Recent Reviews

I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.

Harry Jacob

I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!

Katrina M.

Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.

Aiden Tirrell

What are the Steps to Loan Approval

Image for pre-approval process home loans

1.Strategy Discussion

Schedule a time to chat, we’ll understand your goals and advise borrowing capacity

Image for documentation required home loans

2. Documents Provided

Once you provide us your documents we scan the market and review your options together

Image for application process home loans

3. Application

We'll prepare the application and confirm your approvals

4. Funding

We'll support your conveyancer/agent as required through to settlement

Still Unsure? Schedule a No Obligation Consultation

We can connect via Zoom or Phone, Whatever Works Best for You

Request a Call Back

Name

Phone Number

Email Address

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers and hope you keep us as part of your team of experts when you continue up the property ladder in the future. With our experience in the end-to-end process, we provide the right guidance to First Home Buyers. Enquire about joining our free mentoring program for First Home Buyers. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia (FBAA). They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Top Mortgage Broker Advice for Home Loans

With access to thousands of home loan products, we're sure to be able to find the right solution for your circumstances. Online service Australia wide, local service Eastern Suburbs and Inner West Sydney.