First Home Buyers
We'll help you into your First Home
Buying your first home is an exciting milestone, but it can also feel overwhelming. At Shield Mortgage Brokers, we're dedicated to helping first home buyers across Sydney and Australia make informed decisions. With our expertise and access to banks and lenders nationwide, we simplify the home buying process, ensuring you find the right Home Loan options tailored to your needs. Whether you're interested in a fixed interest rate, variable interest rate, or offset account, our goal is to help you achieve your dream of home ownership smoothly and confidently.
When buying your first home, understanding your borrowing capacity is crucial. We'll guide you through assessing your financial situation, including your credit history, loan amount, and loan to value ratio (LVR). This evaluation is essential for understanding how much you can borrow and what interest rates you may be eligible for. Our team will also help you check your eligibility to access lenders mortgage insurance (LMI) waivers and first home owner grants (FHOG), which can significantly reduce the upfront costs associated with buying a home. By providing access to banks and lenders nationwide, we ensure you have a wide range of options to suit your unique needs.
The application process for a home loan can often seem complex, but it doesn't have to be. At Shield Mortgage Brokers, we offer a streamlined application process that takes the stress out of applying for a home loan. From collecting necessary bank statements to understanding different interest rate discounts available, we are here to guide you every step of the way. We also assist with getting pre-approved, which is a valuable step in showing sellers you're a serious buyer. This not only strengthens your position in the property market but also provides clarity on your budget, allowing you to focus on properties within your reach.
Stamp duty is another important consideration when buying your first home. This government tax varies depending on the property value and location, and it can affect your overall budget. Our team at Shield Mortgage Brokers will help you understand how stamp duty influences your financial plans and explore any exemptions or concessions you might qualify for as a first-time buyer. Additionally, if you're considering investment loan options for your first investment property, we can assist with the investment loan application process, ensuring you are well-prepared and informed.
In summary, Shield Mortgage Brokers is committed to supporting first home buyers with personalised service and expert advice. From evaluating your borrowing capacity and understanding loan options to navigating the application process and considering investment opportunities, we are here to help every step of the way. Contact us today to learn more about how we can assist you in buying your first home or exploring investment properties with confidence. Let us help you turn the dream of home ownership into reality with our tailored solutions and access to extensive resources across Australia.
I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.
Harry Jacob
I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!
Katrina M.
Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.
Aiden Tirrell
We love helping First Home Buyers and hope you keep us as part of your team of experts when you continue up the property ladder in the future. With our experience in the end-to-end process, we provide the right guidance to First Home Buyers. Enquire about joining our free mentoring program for First Home Buyers. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Shield Mortgage Brokers P/L ABN: 40 684 384 816. Credit Representative # 566400 is authorised under Australian Credit License 384704
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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