Business Borrowers:
✅ MUST HAVE 6 months trading history
✅ MUST HAVE valid ABN
✅ PROVIDE last 2 BAS returns
✅ PROVIDE 6 months bank statements
✅ PROVIDE 100 pts ID
Personal Borrowers:
✅ MUST HAVE income
✅ PROVIDE last 2 pay slips
✅ PROVIDE 3 months bank statements
✅ PROVIDE 100 pts ID
Choosing the best car loan is about more than just interest rates. Low interest rates but high hidden fees rarely serve our client's best interests. The right car loan therefore should align with your financial plan, cash flow needs and adapt as your circumstances change. If your priority is keeping monthly payments as low as possible and options flexible, then a 7-year loan term or a 5-year loan with a balloon payment proves most popular.
That said, many of our clients find themselves in a position to pay off their car loan within three years, well before the end of the term. That’s why we recommend choosing a loan with no exit fees — giving you the freedom to pay it off sooner without penalty. The best car loan is one that balances affordability, flexibility, and lending criteria based on your individual profile. Call us now for an immediate quote.
We offer access to both secured and unsecured loans to help you get the vehicle you need sooner. With same-day approvals and funds paid out within a week, there’s no need to let paperwork or delays hold you back. Book a free consultation today for a no-obligation quote — and remember, there’s no pressure to apply.
We finance a broad range of assets, including:
Whether you prefer a term loan, chattel mortgage or hire purchase, we compare interest rates and loan terms across multiple lenders to find the best fit for your business. Our expertise ensures you're matched with finance that supports your goals—whether you’re expanding, replacing, or upgrading key equipment.
Let’s Make Finance Work for Your Business
With extensive market knowledge and personalised service, Shield Mortgage Brokers is your trusted partner in Asset Finance. Contact us today to explore your options and take the next step toward growing your business with confidence.
Schedule a time to chat — we’ll help qualify you and advise the documents we'll need
Once you provide us your documents we can kick off the application
Normally approved within a few hours
Normally within 2 business days from approval
Amir Masinovic created Shield Mortgage Brokers to help borrowers fund their goals with the best available loans in the market. With access to over 75 of Australia’s leading home loan, commercial loan and asset finance lenders on our panel and thousands of loan options, we're sure to find something that works for you. Our panel includes all the major lenders, leading non-bank lenders, specialised commercial lenders and diverse niche lenders.
Servicing clients Australia wide, we happily serve customers by offering the convenience of online and phone meetings. All that's needed now is to reach out and book an appointment that works for you.
We can connect via Zoom or Phone – Whatever Works Best for You
I’ve worked with Shield Mortgage Brokers a couple of times now, and they’ve always made the whole process so much easier. They really listen to what you need and help you find the best loan options. Highly recommend if you’re looking for someone who knows their stuff.
Harry Jacob
I was struggling to refinance my home loan myself until I reached out to Amir at Shield Mortgage Brokers. He not only found me a loan but also structured it in a way that cost me less each month. His knowledge and customer-focused approach made the process less stressful. Highly recommended!
Katrina M.
Amir helped me get a debt consolidation loan that improved my monthly cashflows by some degree. Recommended service.
Aiden Tirrell
100% of the purchase price can be borrowed. The specific amount depends on what you can afford to service. We can help you work out your borrowing limit. Balloon payment options available.
Yes - we have options for that. Give us a call to find out if we can save you money.
Once you provide us with the documents we require to file an application for you, the process is generally complete within 3-5 business days.
For business customers we'll need last 2 BAS returns and last 6 months bank trading account statements. For personal finance customers we'll need last 2 payslips and last 3 months bank transaction account statements. We'll also need 100 pts of ID - drivers license, medicare card, passport and some consent forms signed which we can discuss during the initial call.
Yes - we have many options that let you repay the loan early with no penalties